Commercial Loan Officer - Latin America & the Caribbean

WorldBusiness Capital, Inc. (WBC) is seeking a dynamic, results-driven Commercial Loan Officer to join our growing Commercial Lending Team. The Commercial Loan Officer will identify and close long-term loans to U.S. and U.S.-aligned businesses and financial intermediaries in Central America, the Caribbean, and South America that are expanding to take advantage of Western Hemisphere supply chain, near-shoring, and trade agreement opportunities.

Target borrowers are primarily businesses and projects in the following sectors: food processing and food wholesale and retail distribution; logistics including storage, transportation, and port infrastructure; equipment dealerships and leasing/rental companies; and financial intermediaries serving middle market businesses.  

About WorldBusiness Capital, Inc.

WBC is a private commercial finance company licensed and regulated by the Connecticut State Department of Banking, and direct lender staffed by professionals with many years of experience in corporate, project, and trade finance. We are an active originator, servicer, and seller of commercial loans under government guarantee programs with a proven track record of successfully closed loans throughout North and South America.

WBC is based in Hartford, Connecticut and offers a hybrid in-office/remote work environment.   The position reports to WBC’s Chief Lending Officer.

Position offers top-of-the-market base compensation and benefits, a cash bonus program tied to  loan production and performance, and opportunities for professional advancement. Initial title to be determined based on experience.

Core Responsibilities

• Identify commercial loan opportunities up to $20 million through multiple channels for:
• New facilities, equipment, and permanent working capital.
• Ownership buyouts, recapitalizations, and debt refinancing.
• Acquisitions, joint ventures, and expansion projects.

• Develop loan proposals and negotiate terms and conditions with prospective borrowers.

• Prepare applications and interact with government agencies providing loan guarantees.

• Collaborate with WBC Credit Team on loan underwriting.

• Coordinate with colleagues, borrowers, and legal counsel on loan documentation and closings.

Qualifications

• Minimum 7 years of commercial loan business development, deal structuring, and credit underwriting experience with a recognized institution.

• BA/BS required; MBA and completion of formal credit training program preferred.

• Proven track record of successful loan origination and underwriting in a wide variety of sectors.

• Proven expertise in financial statement analysis, modeling, and projections.

• Experience in the following areas is a plus: government loan programs, trade finance, foreign lending, and commercial loan participations/sales.

• Fluency in spoken and written Spanish is a requirement.  

Skills

• Strong understanding of credit risk assessment and portfolio management principles.

• Strong professional writing and verbal communication skills.

• High comfort level making presentations to build loan pipeline.

• Ability to work independently and as part of a team to achieve goals.

• Proficient in Microsoft Excel and PowerPoint.