Brett N. Silvers
Chairman, President and Chief Executive Officer
Mr. Silvers founded WorldBusiness Capital in January of 2003. He was previously the Chairman and Chief Executive Officer of First International Bank for 13 years, during which time he led the bank's expansion, successful IPO, and sale to a Fortune 100 Company. Mr. Silvers currently serves on the Industry Trade Advisory Committee on Small and Minority Business of the U.S. Department of Commerce and the United States Trade Representative. He also serves on the Board of Regents of University of Hartford and has served as a member of the Board of Directors of the Private Export Funding Corporation, the New England Advisory Council of the Federal Reserve Bank of Boston, and the Advisory Committee of the Export-Import Bank of the United States. Mr. Silvers received his B.A. in Political Science from Yale University and a M.A. in Law and Diplomacy from the Fletcher School of Law and Diplomacy, Tufts University.

Leslie A. Galbraith, CPA
Executive Vice President and Chief Financial Officer
Ms. Galbraith is responsible for managing WorldBusiness Capital's finance, audit, compliance, credit and other general administrative functions. Prior to joining the company, Ms. Galbraith was the President of First International Bank for 2 years and its Chief Financial Officer for 10 years. She began her career with Coopers & Lybrand (n/k/a PricewaterhouseCoopers). Ms. Galbraith has also served on the Advisory Committee of the Export-Import Bank of the United States. Ms. Galbraith holds a B.S. in Accounting from the University of Scranton.

Robert D. Monyak
Executive Vice President and Chief Lending Officer
Mr. Monyak is responsible for managing WorldBusiness Capital's lending, underwriting and marketing activities and has special expertise in Russia. He was previously Senior Vice President at First International Bank where he developed the bank's lending activities in West Africa and Russia. Mr. Monyak was previously Director of Programs for Eastern Europe and the New Independent States at the International Executive Service Corps, a provider of technical assistance in developing countries. Mr. Monyak worked as a volunteer to establish a division of the Big Brother/Big Sisters program in Moscow, Russia. Mr. Monyak is a fluent speaker of Russian. He holds a B.A. degree from Duke University and an M.A. degree in Political Science from Columbia University.

Brendan T. O'Donoghue
Senior Vice President and Chief Credit Officer
Mr. O’Donoghue is responsible for managing WorldBusiness Capital’s credit function and for business development initiatives for Brazil. He joins the company after several years as Senior Vice President, Marketing and Strategy for ING Americas/Aetna International, Inc. in Hartford and in Rio de Janeiro. His international expertise includes financial and strategic planning, management, mergers and acquisitions, business development as well as experience in corporate banking and credit analysis. Mr. O’Donoghue is fluent in Spanish and Portuguese. He received his Masters of International Business Studies from the University of South Carolina. He also studied at the Escola Superior de Adminsitração e Negocios in São Paulo, Brazil and received a B.A. in Modern Languages from Villanova University.

Marianne P. Smith
Senior Vice President - Operations
Ms. Smith is responsible for managing WorldBusiness Capital's loan operations and documentation functions. Her expertise is working with U.S. project sponsors and exporters to guide them through the loan documentation process, including letters of credit. Prior to joining the company, Ms. Smith headed up International Operations at First International Bank. She has over 18 years of experience in international trade logistics and finance, and has participated in numerous international business seminars and conferences.

Joseph Raycraft
Senior Vice President - Lending
Mr. Raycraft is responsible for managing WorldBusiness Capital's lending, underwriting and marketing activities in Europe and Asia, with a particular focus on Russia. Since 1998, Mr. Raycraft has been active providing trade finance solutions to small and medium sized industrial companies located in emerging market countries and has extensive experience using the programs of various export credit agencies. Prior to joining WorldBusiness Capital, Mr. Raycraft was country manager for First International Bank's lending activities in Turkey. Mr. Raycraft has served as a worldwide distribution sales manager for a U.S. manufacturer; an international trade representative for international freight forwarding company; and as a U.S. Peace Corps Volunteer in the Dominican Republic. He is fluent in Spanish, and holds a B.S. in Finance from Babson College and an M.A. in International Affairs from Ohio University.

Scott T. Freiday
Senior Vice President - Lending
Mr. Freiday is responsible for WorldBusiness Capital's lending, underwriting and marketing activities in India. He has been active in underwriting U.S. government supported transactions in India since 2000 and has diverse experience in Southeast Asia, including living in the Philippines. Prior to joining WorldBusiness Capital he held positions in credit underwriting, capital markets and lending at First International Bank. Mr. Freiday also helped manage and operate a family-owned business for 10 years. He holds a B.A. in Economics from the University of Delaware and a M.A. in Economics from Trinity College.

Philip H. Hopkins
Senior Vice President - Lending
Mr. Hopkins is responsible for WorldBusiness Capital's lending, underwriting and marketing activities in Europe and Asia, with particular focus on Russia. For seven years prior to joining WBC, Mr. Hopkins worked with a subsidiary of HSBC Bank plc solely focused on African business He was extensively involved in commodity pre-export trade finance, and subsequently managed the credit review and proposal process for the bank's $2 billion of African correspondent banking relationships. Previously, Mr. Hopkins was an independent consultant to hedge funds and an investment banker with a regional middle-market firm. A member of the Hartford Society of Financial Analysts and the CFA Institute, Mr. Hopkins is conversant in French and Swahili, and holds a B.A. in International Economics from Friends World College (England, Belgium and Kenya).

Ricardo E. Croes
Vice President - Lending
Mr. Croes is responsible for WorldBusiness Capital's lending, underwriting and marketing activities in Latin America. Prior to joining the company, Mr. Croes worked with The Bank of Southern Connecticut underwriting commercial government-guaranteed loans for small and mid size companies. He has also worked in a family-owned business in Venezuela. Mr. Croes is a native Spanish speaker, holds a B.A. degree in Management Sciences from Universidad Metropolitana, Caracas, Venezuela, and received an M.B.A. from the University of New Haven.

Peter W. Connolly
Vice President - Credit
Mr. Connolly is responsible for monitoring borrowers' compliance with their WorldBusiness Capital loan agreements. Mr. Connolly has been active in underwriting U.S. Government supported transactions in Latin America since 1996. He lived in Mexico for two years working as an independent consultant for financial institutions doing business in Mexico. Mr. Connolly’s previous experience includes business development, credit underwriting and lending functions for First International Bank with a focus on Latin America. Mr. Connolly also worked for La Jolla Bank underwriting commercial loans for small and mid-size companies. Mr. Connolly is fluent in Spanish and holds a B.A. in Economics from the University of Connecticut, Storrs.

Sahat Sakhatov
Vice President - Credit
Mr. Sakhatov is responsible for monitoring borrowers’ compliance with their WorldBusiness Capital loan agreements. Prior to joining the company, Mr. Sakhatov worked in the Credit Risk Management Group for Cooperative Finance Corporation in Virginia. He has also worked in the Loan Servicing and Credit Analysis departments for Wells Fargo Bank in Denver, Colorado. He received his B.S. in International Business from the University of Colorado at Denver and studied at the University of Ankara and the New Humanitarian University in Moscow. Mr. Sakhatov is a native Turkmen speaker and is fluent in Russian and Turkish.

Rainé S. Anstett
Vice President - Finance
Ms. Anstett is responsible for loan operations and finance functions. Prior to joining the company, Ms. Anstett was a branch manager of Northwest Community Bank for 19 years and also worked with a CPA firm and sales-oriented business. Ms. Anstett holds a B.A. in Accounting from Western Connecticut State University.