Commercial Loan Officer - Latin America/Caribbean

WorldBusiness Capital, Inc. (WBC) is seeking a dynamic, results driven Commercial Loan Officer to join a team developing long-term loan opportunities with financial institutions and agri-food businesses located throughout Latin America and the Caribbean. 

Target borrowers include:

(i)   Financial institutions - mid-tier banks, credit unions, co-ops, finance and leasing companies, microlenders.

(ii)   Agri-food businesses - processing, storage, transportation, distribution, port infrastructure. 

WBC is a commercial finance company and direct lender staffed by professionals with many years of experience in corporate, trade, and project finance. Our company has a proven track record of successfully close loans in Latin America and select markets around the world. WBC is licensed and regulated by the Connecticut Department of Banking.     

WBC is based in Hartford, Connecticut and provides hybrid remote work options following in-house training. The position reports to WBC’s Chief Lending Officer for Latin America. 

Position offers top-of-the market base compensation and benefits, a bonus program tied to accepted loan proposals and timely loan closings, and opportunities for professional advancement.    Initial title to be determined based on experience.         

Core Responsibilities

• Identify commercial loan opportunities up to $15 million through multiple channels for:

• LAC financial institutions planning to expand local/regional lending activities and increase access to global capital markets for funding.

• LAC agri-food corporates with projects to improve food security, increase agricultural productivity, and support investments in food products, fertilizer, crops, and livestock.

• Develop loan proposals and negotiate terms and conditions with prospective borrowers.

• Prepare applications and interact with government agencies providing loan guarantees.     

• Collaborate with WBC Credit Team in underwriting, documentation, and closing processes.

Qualifications

• 7+ years commercial lending experience with a recognized institution.   

• Working knowledge of government and multilateral agency loan programs: DFC/OPIC, IDB, NADBank.

• BA/BS required; MBA and completion of formal credit training program preferred.

• Proven track record of successful loan negotiations and closings.

• Proven expertise in financial statement analysis, modeling, and projections.

Skills

• Strong professional writing and verbal communication skills in both English and Spanish.

• High comfort level making presentations to build loan pipeline.   

• Commitment to teamwork and achievement of goals.

• Proficient in Microsoft Excel and PowerPoint.